Tag Archives: Tampa Consumer Law Attorneys
What is the due date?
In reviewing contracts, court deadlines, and other time-driven factors, we get many questions related to how the time is calculated for purposes of a response or deadline. Typically, when counting days, day 1 is the day after the date listed (like we learned in math class). Therefore, if the “Effective Date” of a contract… Read More »
Freddie Mac Fraud Prevention and the Exclusionary List
I do have to give Freddie Mac (Federal Home Loan Mortgage Corporation) credit for implementing programs to prevent fraud on consumers and to prevent Freddie Mac from purchasing non-investment quality loans. In my experience, however, the Exclusionary List casts such a wide net that it often traps those who may have innocently created a… Read More »
You may be able to Sue your Creditor for being too Aggressive in Collecting its Debt
As of March 2018, the United States Federal Reserve shows that there is over $3.8 trillion of consumer credit outstanding! Although failing to pay your Visa® bill (regardless of how much) will have virtually no impact on whether Visa® survives as a company, I think we can all agree that there is a TON of debt… Read More »
Help! The IRS has a Lien on my House!
When I meet with a client who has owes money to the IRS, we determine whether the IRS has filed a lien against real property or if the IRS is trying to collect a debt owed by the client, or both. Despite contrary language in the Florida Constitution, federal tax liens can be enforced against… Read More »
The Benefits of Settlement
Settlement: To conclude by agreement between the parties (as defined by the dictionary). Almost daily, I counsel my clients on settlement – should we attempt settlement, offer settlement, counter the opposing side’s offers, or reject the settlement outright. Unfortunately, most see settlement as a weakness, but settlement of a dispute can bring benefits. Most… Read More »
Do Judgment Liens Attach to Inherited Property?
We recently helped a client who inherited her mom’s house when mom passed. The problem was that she inherited the house with her brother, and her brother had a judgment against him from unpaid credit card debt. The siblings wanted to sell the house, but were unable to do so because of the brother’s… Read More »
