Tag Archives: homeowner
Senate Passes Bill 398: “The Estoppel Bill”
Governor Scott signed The Estoppel Bill on June 14, 2017, effective July 1, 2017. The Bill helps title agents, closing agents, buyers and sellers, and realtors because it eliminates the ability of the associations to take an inordinate amount of time to provide an estoppel certificate prior to closing, and eliminates the ability of… Read More »
The Foreclosure Has Started, Can We Still Sell Our House?
This week we answer another great question from a podcast listener, and one that we’ve answered briefly in other episodes of the Crushing Debt Podcast. This question comes from a listener in Miami, FL, who asks if she can sell her house after receiving an offer for more than what she owes, even though… Read More »
Short Sale And Loan Modifications: What Is A “Hardship?”
“Hardship” when negotiating a short sale or loan modification are circumstances that demonstrate a drop in income or an increase in expenses. One of the questions we are asked most frequently is “Do I qualify for a short sale or loan modification?” The answer depends on the homeowner’s hardship. The most common examples of… Read More »
Can Associations Foreclose?
Associations Foreclose. Once a dirty little secret is now almost as common as purchasing a home. The foreclosure process in the State of Florida is painstakingly slow. On the last day of the Legislative session, Friday, May 2, 2013 the Florida Legislature (both the FL House of Representative and the FL Senate), through overwhelming… Read More »
Florida Senate Bill 1666
Florida Senate Bill 1666 — Speedy Foreclosures Coming to Florida? The Florida Senate is currently considering Senate Bill (SB) 1666, a bill designed to help reduce the backlog of foreclosure cases currently bogging down courts in the state of Florida. The Florida House of Representatives is currently debating the passage of a similar bill,… Read More »
Pros & Cons Of Filing Bankruptcy
One of the questions asked most often by clients relates to the pros and cons of filing bankruptcy. This question is both difficult to answer and based largely on the specific facts and circumstances of the individual considering bankruptcy as an option. Accordingly, we’ve created the following table. Filing Bankruptcy Comparisons Chapter 7 Pros… Read More »
