Tag Archives: Florida
Floridas Notice Of Homestead Procedure
Florida has one of the best Homestead Protections in the Country. However, there is a misconception that a creditor who obtains a judgment cannot record or perfect that judgment against the borrower’s homestead property. Florida has one of the best Homestead Protections in the Country. However, there is a misconception that a creditor who… Read More »
Good Negotiating Vs Lie By Omission
Transcript: The next point, is the seller simply a good disclosure, a good negotiator rather. That goes back to the Johnson vs Davis and some of the other ethical cannon and some of the other things we’ve discussed. I have no problem with a seller who is a good negotiator, But I think omission… Read More »
Debt Settlement And Asset Protection
We have helped many clients settle their debts when bankruptcy is a bad option or when bankruptcy is simply an opt4ion the borrower discounts for any reason. Unfortunately, we have also been unsuccessful in settling debt for clients. The number one reason our debt settlement negotiations have been unsuccessful is a lack of cooperation… Read More »
My Chapter 7 Was Four Years Ago
My Chapter 7 Was Four Years Ago. Why Am I Still Getting Calls About the Pool? During the Great Recession, many people who were unwilling or unable to sell or short sell their homes filed Chapter 7 Bankruptcy to discharge the debt owed to the lender. Most debtors surrendered the house to the bank… Read More »
Bankruptcy And Wells Fargo
Bankruptcy And Wells Fargo, A Bad Mix Each night, as we sleep, Wells Fargo combs the Federal electronic database of all new bankruptcy filings from the day before. When the bank finds that its customer has filed Chapter 7 bankruptcy, Wells Fargo will note the client as being in “bankruptcy status” and freeze the… Read More »
Stop Paying Rent And Get Evicted
Stop Paying Rent? Some of us have the pleasure of a great landlord and living environment – they quickly respond to problems, and pretty much have a “live and let live” attitude. Others of us, not so much. But what exactly are the renter’s rights when stuck in a horrible situation, with a non-responsive… Read More »
Can Associations Foreclose?
Associations Foreclose. Once a dirty little secret is now almost as common as purchasing a home. The foreclosure process in the State of Florida is painstakingly slow. On the last day of the Legislative session, Friday, May 2, 2013 the Florida Legislature (both the FL House of Representative and the FL Senate), through overwhelming… Read More »
Homestead Asset Protection Strategies
The Best Homestead Asset Protection Strategy For Florida Do Nothing !! Real estate “Gurus,” and our colleagues in estate planning or divorce law, will often discuss asset protection strategies and homestead asset protection for various forms of real estate investments. The danger occurs when inexperienced homeowners use these techniques on their Florida homestead property…. Read More »
Speedy Foreclosures In Florida
Once again, the Florida Legislatures has before it a proposal that would speed up the state’s lengthy court foreclosure process. On Thursday, January 3, 2013, Rep. Kathleen Passidomo, R-Naples, introduced HB 87, an act relating to mortgage foreclosures. Last year, the Florida House of Representatives passed the “Florida Fair Foreclosure Act,” as House Bill… Read More »