Category Archives: General
Bankruptcy And Wells Fargo
Bankruptcy And Wells Fargo, A Bad Mix Each night, as we sleep, Wells Fargo combs the Federal electronic database of all new bankruptcy filings from the day before. When the bank finds that its customer has filed Chapter 7 bankruptcy, Wells Fargo will note the client as being in “bankruptcy status” and freeze the… Read More »
Judgment – Proof
“Judgment – Proof” is a slang term used in the consumer and debt collection industry, but what does it really mean? The purpose of this article is to explain the meaning behind the term and how a borrower might use it to scare away creditors. The most common analogy is “you can’t get blood… Read More »
HB 87 – Speedy Foreclosures Come To Florida
On Friday, June 7, 2013, five days before it would have become law automatically, Governor Rick Scott signed HB 87, An Act Relating to Mortgage Foreclosures (the “Act”). The Act became law on the date it was signed, although most of the provisions take effect as of July 1, 2013. As with any new… Read More »
Stop Paying Rent And Get Evicted
Stop Paying Rent? Some of us have the pleasure of a great landlord and living environment – they quickly respond to problems, and pretty much have a “live and let live” attitude. Others of us, not so much. But what exactly are the renter’s rights when stuck in a horrible situation, with a non-responsive… Read More »
Foreclosure Settlement Leaves Many Borrowers Wanting
After years of negotiation, mortgage companies and the Department of Justice have finally reached an agreement to compensate homeowners for the mortgage servicers’ alleged botched foreclosure practices between the years of 2008 and 2010. The 13 mortgage companies agreed to pay a Foreclosure Settlement of $9.3 billion including $5.7 billion in noncash assistance and… Read More »
Free Legal Workshop Set To Help Military Personnel
Yesner Law to Participate in Free Legal Workshop Set to Help Military Personnel Deal with Wide Range of Housing Disputes Active military personnel, reservists and veterans having difficulty resolving housing problems are invited to a free legal workshop where they will have the opportunity on June 12 for free, one-on-one consultations with lawyers and… Read More »
Can Associations Foreclose?
Associations Foreclose. Once a dirty little secret is now almost as common as purchasing a home. The foreclosure process in the State of Florida is painstakingly slow. On the last day of the Legislative session, Friday, May 2, 2013 the Florida Legislature (both the FL House of Representative and the FL Senate), through overwhelming… Read More »
Homestead Asset Protection Strategies
The Best Homestead Asset Protection Strategy For Florida Do Nothing !! Real estate “Gurus,” and our colleagues in estate planning or divorce law, will often discuss asset protection strategies and homestead asset protection for various forms of real estate investments. The danger occurs when inexperienced homeowners use these techniques on their Florida homestead property…. Read More »
Fair Debt Collection Practices Act
Wondering about the FDCPA: The Fair Debt Collection Practices Act? How can you stop debt collectors? Yesner Law continues the talk on Zombie Debt Collection Practices and how to stop those annoying calls from debt that has been eliminated, discharged or otherwise written off. The collection agency will still attempt to collect on this… Read More »
Florida Senate Bill 1666
Florida Senate Bill 1666 — Speedy Foreclosures Coming to Florida? The Florida Senate is currently considering Senate Bill (SB) 1666, a bill designed to help reduce the backlog of foreclosure cases currently bogging down courts in the state of Florida. The Florida House of Representatives is currently debating the passage of a similar bill,… Read More »
