Recent Blog Posts
Good Negotiating Vs Lie By Omission
Transcript: The next point, is the seller simply a good disclosure, a good negotiator rather. That goes back to the Johnson vs Davis and some of the other ethical cannon and some of the other things we’ve discussed. I have no problem with a seller who is a good negotiator, But I think omission… Read More »
Debt Settlement And Asset Protection
We have helped many clients settle their debts when bankruptcy is a bad option or when bankruptcy is simply an opt4ion the borrower discounts for any reason. Unfortunately, we have also been unsuccessful in settling debt for clients. The number one reason our debt settlement negotiations have been unsuccessful is a lack of cooperation… Read More »
How To Hire A Bankruptcy Attorney
Hi I’m Shawn Yesner with Yesner Law – A lot of times I am asked: How do we choose a bankruptcy attorney? I have three things I like to look at. First is your attorney at a bigger firm or a smaller firm? While some people like a bigger firm experience, a smaller firm… Read More »
Judgment Liens
What happens when judgments appear against a property? They’re certainly not going to get anything from the sale of the property right? Sometimes yes, sometimes no. There is a document called Knox’s Judgement Lien Paradigm and I’ve included it in your book. It’s a little bit outdated, It’s good as of January 2008, and… Read More »
How To Navigate An IRS Lien
Transcript: Federal tax liens can be enforced against homestead property. Now, the IRS has come out and said that they will not enforce their liens against a property, against a mortgage that is a purchase money mortgage. So if the homeowner uses the funds to buy the house, then the IRS says we’re second… Read More »
Arms Length Transactions & Short Sales
Transcript: Bank fraud and flipping fraud now that, this comes, it can happen but mostly as a result of foreclosures. So, So, what do mean by bank fraud what do we mean by flipping fraud, we’ll the first thing we need to talk about is the arm’s length affidavit, that’s typically what comes up… Read More »
My Chapter 7 Was Four Years Ago
My Chapter 7 Was Four Years Ago. Why Am I Still Getting Calls About the Pool? During the Great Recession, many people who were unwilling or unable to sell or short sell their homes filed Chapter 7 Bankruptcy to discharge the debt owed to the lender. Most debtors surrendered the house to the bank… Read More »
Bankruptcy And Wells Fargo
Bankruptcy And Wells Fargo, A Bad Mix Each night, as we sleep, Wells Fargo combs the Federal electronic database of all new bankruptcy filings from the day before. When the bank finds that its customer has filed Chapter 7 bankruptcy, Wells Fargo will note the client as being in “bankruptcy status” and freeze the… Read More »
Judgment – Proof
“Judgment – Proof” is a slang term used in the consumer and debt collection industry, but what does it really mean? The purpose of this article is to explain the meaning behind the term and how a borrower might use it to scare away creditors. The most common analogy is “you can’t get blood… Read More »
HB 87 – Speedy Foreclosures Come To Florida
On Friday, June 7, 2013, five days before it would have become law automatically, Governor Rick Scott signed HB 87, An Act Relating to Mortgage Foreclosures (the “Act”). The Act became law on the date it was signed, although most of the provisions take effect as of July 1, 2013. As with any new… Read More »
