Author Archives: Yesner Law
How To Navigate An IRS Lien
Transcript: Federal tax liens can be enforced against homestead property. Now, the IRS has come out and said that they will not enforce their liens against a property, against a mortgage that is a purchase money mortgage. So if the homeowner uses the funds to buy the house, then the IRS says we’re second… Read More »
Arms Length Transactions & Short Sales
Transcript: Bank fraud and flipping fraud now that, this comes, it can happen but mostly as a result of foreclosures. So, So, what do mean by bank fraud what do we mean by flipping fraud, we’ll the first thing we need to talk about is the arm’s length affidavit, that’s typically what comes up… Read More »
My Chapter 7 Was Four Years Ago
My Chapter 7 Was Four Years Ago. Why Am I Still Getting Calls About the Pool? During the Great Recession, many people who were unwilling or unable to sell or short sell their homes filed Chapter 7 Bankruptcy to discharge the debt owed to the lender. Most debtors surrendered the house to the bank… Read More »
Bankruptcy And Wells Fargo
Bankruptcy And Wells Fargo, A Bad Mix Each night, as we sleep, Wells Fargo combs the Federal electronic database of all new bankruptcy filings from the day before. When the bank finds that its customer has filed Chapter 7 bankruptcy, Wells Fargo will note the client as being in “bankruptcy status” and freeze the… Read More »
Judgment – Proof
“Judgment – Proof” is a slang term used in the consumer and debt collection industry, but what does it really mean? The purpose of this article is to explain the meaning behind the term and how a borrower might use it to scare away creditors. The most common analogy is “you can’t get blood… Read More »
HB 87 – Speedy Foreclosures Come To Florida
On Friday, June 7, 2013, five days before it would have become law automatically, Governor Rick Scott signed HB 87, An Act Relating to Mortgage Foreclosures (the “Act”). The Act became law on the date it was signed, although most of the provisions take effect as of July 1, 2013. As with any new… Read More »
Stop Paying Rent And Get Evicted
Stop Paying Rent? Some of us have the pleasure of a great landlord and living environment – they quickly respond to problems, and pretty much have a “live and let live” attitude. Others of us, not so much. But what exactly are the renter’s rights when stuck in a horrible situation, with a non-responsive… Read More »
Foreclosure Settlement Leaves Many Borrowers Wanting
After years of negotiation, mortgage companies and the Department of Justice have finally reached an agreement to compensate homeowners for the mortgage servicers’ alleged botched foreclosure practices between the years of 2008 and 2010. The 13 mortgage companies agreed to pay a Foreclosure Settlement of $9.3 billion including $5.7 billion in noncash assistance and… Read More »
Free Legal Workshop Set To Help Military Personnel
Yesner Law to Participate in Free Legal Workshop Set to Help Military Personnel Deal with Wide Range of Housing Disputes Active military personnel, reservists and veterans having difficulty resolving housing problems are invited to a free legal workshop where they will have the opportunity on June 12 for free, one-on-one consultations with lawyers and… Read More »
Can Associations Foreclose?
Associations Foreclose. Once a dirty little secret is now almost as common as purchasing a home. The foreclosure process in the State of Florida is painstakingly slow. On the last day of the Legislative session, Friday, May 2, 2013 the Florida Legislature (both the FL House of Representative and the FL Senate), through overwhelming… Read More »
